The Department of Labor is moving forward with regulations to implement SECURE 2.0’s requirement that defined contribution plans provide at least one paper benefit statement annually unless participants opt for electronic delivery. The proposed rule, now under OMB review, will clarify future disclosure standards and timing requirements.

Read our latest blog to learn how this development could impact your plan administration.

Nearly 4 in 10 participants stick with their plan’s default contribution rate, meaning the default doesn’t just start the savings journey, it often defines it. This blog explores how smarter plan design and hands-on guidance can nudge employees “beyond the default” toward stronger retirement readiness.
Explore practical strategies to optimize your plan design and support participant outcomes in our latest blog.

Massive daily market swings, some topping $100 billion in value, are becoming increasingly common, especially among large tech firms. While these movements can create anxiety, they rarely warrant changes to long-term retirement strategies.
Clear communication and a focus on diversification can help participants stay grounded amid market volatility.

The IRS has increased 401(k) contribution limits for 2026, giving savers more opportunity to boost their retirement balances. Even small percentage increases can add up significantly over time—especially with the help of employer matches and catch-up contributions.

See what’s changing and explore simple ways to make the most of higher limits in our latest blog.

Cybersecurity now ranks as the top concern for retirement plan sponsors, even ahead of investment performance and savings goals. With data breaches on the rise, the Department of Labor’s Employee Benefits Security Administration urges plan fiduciaries to follow key cybersecurity best practices to protect participant data and ensure plan integrity.

Access to professional financial advice significantly boosts retirement confidence—especially among younger workers with smaller savings. As Gen Z and Millennials balance “soft saving” lifestyles with long-term goals, advisor guidance can help them find the right mix between enjoying life today and preparing for tomorrow.

Frequent job changes can lead to “leakage” as workers cash out or lose track of small 401(k) balances—costing billions in potential retirement savings each year. Auto portability aims to solve this by automatically rolling low-balance accounts into employees’ new plans, helping preserve long-term savings and strengthen retirement readiness.

Your workplace retirement plan offers more than tax advantages and employer matching. From creditor protection and professional oversight to lower fees and estate planning benefits, understanding these often-overlooked features can help you maximize savings growth and strengthen long-term financial security.