Gen Z is missing out on thousands in free retirement money—simply by skipping their company 401(k). Want to engage the TikTok generation? It’s time to rethink how we talk about retirement: make it mobile, make it meaningful, and make it fun. Here’s how to help your youngest employees build financial freedom, one smart step at a time.

Corporate pension plans are sitting on billions in surplus—but current rules force companies to terminate plans to access those funds. Two new proposals could change everything, letting employers boost 401(k)s or health benefits without dismantling their pensions. Here’s what plan sponsors need to know about the future of pension surplus dollars.

Looking for a simple way to boost retirement savings without increasing your budget? “Stretching the match” encourages employees to save more by raising the bar for the company match, helping everyone build a stronger financial future. Here’s how a small plan tweak can make a big impact this year.

Starting a brand new job is exciting and full of new benefits, but don’t forget about the retirement plan you left behind. There are many different ways to handle an old retirement account. Learn about your four options in our blog.

Are your plan participants worried about healthcare costs impacting their retirement savings? They’re not alone, as most Americans share this fear. Check out our latest blog for practical tips on managing healthcare expenses and real-life examples of how small changes can lead to big savings.

Managed accounts could help you save more for retirement and invest in a way that fits your unique situation, not just your age. If you want a more personalized approach to retirement investing, managed accounts may be worth considering. However, they can cost more, so it’s important to weigh the benefits against the fees. Connect with our Trusted Advisors for proper guidance with your unique situation. 

If you’re in a retirement plan, how forfeitures are handled could affect your benefits. Plan committees must be cautious and follow the rules, ensuring their decisions genuinely benefit participants. If you help manage a plan, you should review your plan documents, possibly update your policies, and ensure everything is clearly documented and in the best interest of employees. Discover why retirement plan fiduciaries should consider the following in our blog.