Recent findings from the Government Accountability Office (GAO) highlight critical considerations for sponsors exploring cryptocurrency as a retirement plan investment option. The GAO report emphasizes while cryptocurrency assets remain a small portion of the 401(k) landscape, they carry significant risk.

Explore the data behind crypto in retirement planning before jumping into uncharted territories.

Reexamining your finances at the start of the year may not seem as exciting as making a commitment to healthier habits or fitness objectives, however, financial wellness is closely related to both mental and physical health. You might be surprised at how simple it is to take charge of your finances. The following steps can help you in reaching financial success in 2025 and beyond:

Imagine losing track of thousands of dollars in retirement savings every time you change jobs. For millions of American workers, this isn't just a hypothetical scenario—it's a real financial risk. Luckily, the Portability Services Network (PSN) is working to change this narrative one small plan at a time. Read our latest blog to see how. 

The Supreme Court has again declined to address whether ERISA disputes can be resolved through arbitration, leaving plan sponsors with more questions than answers. The court’s decision in Argent Trust Co. v. Ramon Cedeno et al. highlights the ongoing circuit split regarding arbitration provisions in ERISA-covered plans. Here’s how this unresolved issue impacts plan sponsors — and what they can do to mitigate risks.

The Department of Labor (DOL), in partnership with the Internal Revenue Service (IRS), released a statement in November detailing disaster relief measures for employee benefit plans, participants, and sponsors affected by Hurricane Helene, tropical Storm Helene and Hurricane Milton. While the guidance applies broadly to health, welfare and retirement plans, the following provisions are specifically relevant to retirement plan sponsors and participants.

Under the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act of 2019) and the SECURE 2.0 Act of 2022 (collectively, SECURE), long-term, part-time (LTPT) employees must be allowed to make contributions into their employer’s 401(k) plan beginning last year.

SECURE 2.0 significantly increases the available tax credits for small employer plans. The following provides an overview of the

credits and how they are valuable to business owners considering a new plan.

Americans believe they need roughly $1.5 million to retire comfortably — a number that has soared by more than 50% since 2020, yet the Employee Benefit Research Institute reports only about half of workers have calculated their retirement needs.

The conversation around prudent retirement planning should begin with defining what it isn’t... Read our latest blog for insight on four things retirement planning is not.