Looking for a simple way to boost retirement savings without increasing your budget? “Stretching the match” encourages employees to save more by raising the bar for the company match, helping everyone build a stronger financial future. Here’s how a small plan tweak can make a big impact this year.

Starting a brand new job is exciting and full of new benefits, but don’t forget about the retirement plan you left behind. There are many different ways to handle an old retirement account. Learn about your four options in our blog.

Are your plan participants worried about healthcare costs impacting their retirement savings? They’re not alone, as most Americans share this fear. Check out our latest blog for practical tips on managing healthcare expenses and real-life examples of how small changes can lead to big savings.

Managed accounts could help you save more for retirement and invest in a way that fits your unique situation, not just your age. If you want a more personalized approach to retirement investing, managed accounts may be worth considering. However, they can cost more, so it’s important to weigh the benefits against the fees. Connect with our Trusted Advisors for proper guidance with your unique situation. 

If you’re in a retirement plan, how forfeitures are handled could affect your benefits. Plan committees must be cautious and follow the rules, ensuring their decisions genuinely benefit participants. If you help manage a plan, you should review your plan documents, possibly update your policies, and ensure everything is clearly documented and in the best interest of employees. Discover why retirement plan fiduciaries should consider the following in our blog. 

It’s crucial to understand your fiduciary responsibilities—getting it wrong can mean serious financial penalties and legal trouble for you and your organization. To protect your employees’ savings and your own liability, make sure you know the rules and best practices. Read the full blog for practical steps and key details every fiduciary should know.

Planning for retirement looks different at every stage of life. Whether you’re just starting out in your 20s or getting ready to retire in your 60s, knowing how to adjust your savings strategy can make a big difference in your financial future. Read on to learn how your retirement goals, contributions, and investment choices should evolve as you move through each decade.