Your retirement plan may allow you to borrow from your account—but before you do, it’s important to understand how it can impact your future savings. 

The Department of Labor’s Employee Benefits Security Administration (EBSA) is making headlines again—recovering nearly $1.4 billion in FY 2024 for employee benefit plans, participants, and beneficiaries. In 2025, new leadership signals shifts in enforcement priorities—from fiduciary law and IRA rollovers to cybersecurity and alternative investments. Our latest blog breaks down 2024’s enforcement trends, what they reveal about EBSA’s focus, and practical tips for plan sponsors and fiduciaries going forward.

The U.S. Supreme Court’s April 2025 decision in Cunningham v. Cornell University could open the door to a surge in ERISA litigation. By allowing plaintiffs to advance prohibited transaction claims with fewer pleading requirements, the ruling lowers the bar for lawsuits—potentially leading to more costly settlements for plan sponsors and fiduciaries. Our latest blog unpacks the Cornell decision, what it means for ERISA enforcement trends, and practical steps fiduciaries should consider now.

A recent court ruling in Hutchins v. HP Inc. dismissed claims that using forfeitures to offset employer contributions breaches fiduciary duties—but the case highlights a rising wave of ERISA lawsuits on this issue. With potential DOL guidance on the horizon, now is the time for plan sponsors to review plan terms on forfeitures and limit litigation risk.

Are you or someone you know approaching retirement and wondering how to make the most of these crucial years? Our latest blog dives into the must-know strategies for 60-somethings as they navigate the final stretch before retiring. Read on for practical advice and up-to-date guidance tailored for anyone on the cusp of retirement.

Retirement planning isn’t just about numbers; it’s also shaped by legislation, where you live, and how long you might live.

Our latest blog explores how evolving Social Security realities, cost-of-living differences by state, and longevity trends impact retirement readiness. Learn why context matters and how to plan smarter for a secure future.

Navigating retirement conversations with a multigenerational workforce can be challenging. Our latest blog explains how to tailor communication strategies for each generation, from Gen Z to Baby Boomers, to boost engagement and support smarter retirement planning. Discover practical tips to connect effectively with every age group in your organization.

Frequently, the news about retirement is pretty pessimistic. Pensions no longer exist for most workers, we aren’t saving enough, and Social Security is going to disappear. However, things may not be as bleak as they are often painted. Retirement plan consultants suggest three ways that anyone can use to help them retire: