As the holidays approach, it’s easy for spending to spiral, but a mindful approach can make all the difference. Creating a realistic budget, being intentional with how you pay, and finding creative ways to save can help you enjoy the season without added financial strain.

Small, proactive choices now not only reduce holiday stress but also set the stage for a stronger financial start to the new year.

The headlines are buzzing about the new Executive Order on expanding 401(k) access to alternative assets—but what does it really mean for plan sponsors and fiduciaries? While some may see this as a green light for private market investments, the truth is more nuanced. This article breaks down what the order actually changes, what it doesn’t, and how advisors can help clients make informed, compliant decisions in this evolving landscape.

While markets near record highs, many workers—especially younger, lower-income, and female employees—still struggle to achieve retirement readiness. This blog highlights how plan sponsors can close those gaps through innovative strategies like emergency savings accounts, student loan repayment matching, and targeted financial wellness education. 

Pooled employer plans (PEPs) are gaining popularity as a way to expand retirement coverage for small businesses, offering lower costs and reduced administrative burdens. However, sponsors should weigh trade-offs in flexibility, governance, and investment options before deciding if a PEP is the right fit for their workforce. 

From rising drug costs to evolving wellness and reproductive health policies, benefit trends are shifting fast. This blog explores how plan sponsors can stay ahead—by boosting transparency, managing PBM relationships, and proactively adapting programs to support employee well-being. 

Retirement doesn’t have to signal the end—it can be the start of an exciting new chapter. This blog explores how retirees are reinventing themselves through second careers, passion projects, travel, and flexible lifestyles that keep them fulfilled and engaged. 

Navigating the challenges of recruiting and rewarding exceptional employees has many small business owners reevaluating the benefits that truly deliver value. Health Savings Accounts (HSAs) paired with High-Deductible Health Plans (HDHPs) are rising to meet the moment with powerful tax advantages for both employers and their teams. 

More Americans are pushing back their retirement dates — creating both challenges and opportunities for employers and employees alike. Learn how phased-retirement strategies and personalized planning can help your organization and your workforce adapt to this shifting reality.