Plan Sponsor Q&A - Q2 2022
IRS/DOL Audits Are Increasing Dramatically - Are You Ready?
If your plan has not been recently audited, it is likely only a matter of time before the Internal Revenue Service (IRS) or the Department of Labor (DOL) comes knocking. If/when you are notified of an audit, early preparation can help streamline the process, keep the investigation narrow, and avoid potential financial penalties and interest.
What’s the Magic Number When it Comes to Record Retention?
What is an appropriate interest rate for plan loans?
Good Vibrations
Plan Sponsor Q&A - Q1 2022
Fiduciary Hot Topics – Q1 2022
Ten Things to Know About Your Employer’s Retirement Plan
The Auditors Are Coming — Are You Ready?
Financial Wellness Needs a Long and Short Game to Work for Both Participants and Organizations
In the retirement plan industry, all too often we tend to conflate financial wellness with retirement readiness — whether this means confidence in obtaining retirement goals or being on track to reach post-employment financial targets. However, this limited view may fail to paint a complete picture for many participants.
When Does a Participant Loan Become a Deemed Distribution?
Cybersecurity Best Practices for Plan Sponsors
Webinar Replay - Legal & Compliance ESG Investing
Reminder about the Rules for Hardship Withdrawals
Fiduciary Hot Topics Q2 2021
Fiduciary Hot Topics - Federal District Court Rules Record Keepers May Use Participant Data to Cross-Sell Retail Products; the Biden Administration Plans to Walk Back the Restricting the Use of ESG Funds; Tax Payers will Pick up the Tab for Underfunded Multiemployer Pension Plans for the Next 30 Years; Funding Relief for Underfunded Single Employer Pension Plans and Senate Removes Freeze on 401(k) Inflation Adjustments from ARPA.
Former Employees with Plan Assets are Still Plan Participants
Plan Sponsors should understand that terminated employees who left their account balance in your plan, are still considered participants under ERISA. As such, they have the same rights as current employees. They cannot contribute to their account under the plan but otherwise they have the same ERISA protected rights as plan participants.
Should You Adopt a Plan Committee Charter?
Should Fiduciaries Outsource Retirement Plan Investment Responsibility?
COVID Relief Bill - Retirement Plan Provisions
The U.S. Senate and House of Representatives overwhelmingly passed a $900 billion COVID-19 relief bill Monday night.